An exclusive gathering at the Yacht Club de Monaco explores how traditional finance, digital assets, and innovation are converging into a single global ecosystem.
Cryptocurrencies, once considered a niche experiment for early adopters and risk-takers, have matured into a practical and secure component of modern finance. What was intended as disruption has shifted toward integration — a process that’s redefining the relationship between innovation and trust.
This evolution is reshaping how money moves across borders, how wealth is preserved, and how opportunity is accessed. Digitalization has moved from the sidelines to the center of modern finance — shaping everything from payments to portfolio management. And few places embody this balance of tradition and innovation better than Monaco.
This November, the Yacht Club de Monaco will serve as the meeting point for thought leaders shaping the next era of global finance.
The New Face of Global Finance
Across the world, the boundaries separating traditional and digital finance are dissolving. Global institutions such as BlackRock, JP Morgan, and leading Swiss banks are no longer observing blockchain technology from a distance — they’re actively building upon it.
Recent regulations in Europe and Switzerland have brought a new level of legitimacy to the sector. What once felt volatile now looks viable, as banks recognize that blockchain’s strengths — transparency and speed — can reinforce, not replace, traditional trust.
Meanwhile, Monaco’s financial community, with its unique combination of heritage and forward vision, is perfectly positioned to engage in this dialogue. The Principality’s long-standing culture of precision, discretion, and excellence provides fertile ground for innovation that respects legacy.
Payments Reinvented
One of the clearest signs of financial evolution lies in the way value now moves across the world. The era of waiting days for international transfers, burdened by high fees and limited access, is rapidly fading. In its place, a new infrastructure is emerging — faster and far more efficient.
Driving this shift are stablecoins — digital versions of familiar currencies that keep their value steady. They now underpin a huge share of global digital payments, quietly handling trillions in cross-border transactions each year.
The differences compared to traditional systems such as SWIFT are striking. A standard cross-border wire transfer can take two to five business days to reach its destination, often passing through several intermediary banks, each adding time, cost, and complexity. Fees typically range between $25 and $75 per transaction, depending on which banks are involved. In contrast, stablecoin transactions settle in under a minute, operate 24 hours a day, seven days a week, and cost only a few cents in network fees — regardless of geography or amount.
This speed and accessibility have caught the attention of major financial institutions. Global leaders such as Visa and PayPal are now piloting blockchain-based settlement systems, validating what was once considered an experimental technology.
YouHodler, a Swiss and EU-based FinTech firm, stands at the intersection of traditional and digital finance. Its platform enables clients to manage both traditional and crypto assets through crypto-friendly EuroIBAN accounts and hybrid payment systems that seamlessly connect the two worlds. The result is an integrated, regulated framework that enables businesses and individuals to transfer, convert, and store value efficiently — without friction or delay.
“Efficiency is elegance in finance,” says Ilya Volkov, Co-Founder and CEO of YouHodler. “Modern payment systems aren’t just faster; they redefine trust and accessibility, allowing global value to move with the same precision and simplicity as a local transaction.”
Investments Reimagined
While payments are being reinvented, an equally important revolution is unfolding in the world of investment. For centuries, Swiss banks have been the guardians of wealth — institutions built on discretion, trust, and stability. Their clients, often families with generations of legacy, have invested in everything: gold, blue-chip equities, government bonds, and the world’s most prestigious companies. They have owned Apple, Tesla, and every other symbol of modern prosperity.
But today, those same banks face a defining moment. Their long-time clients, accustomed to security and yield, now want exposure to digital assets — not for speculation, but for diversification and opportunity. If their bank cannot offer it, these clients will go elsewhere to find access. Meanwhile, the next generation of investors — digital natives who expect immediacy, accessibility, and transparency — will simply never arrive. Both groups are steering traditional institutions toward a crossroads: evolve, or risk irrelevance.
It began modestly, with simple exposure to Bitcoin and other digital currencies. But what started as an alternative investment has become the foundation of a broader shift — the tokenization of real-world assets. Today, even traditional instruments such as real estate, private credit, and income-generating funds are being represented digitally on secure, regulated blockchains.
These digital structures preserve the legal safeguards and returns investors rely on, but add something new: efficiency. Deals close almost instantly, ownership is easily verified, and capital can move across currencies in seconds.
Few firms embody the convergence of traditional finance and digital innovation as clearly as LynxCap Investments. Founded in 2008, the Swiss investment firm has spent more than a decade analyzing, acquiring, and managing real estate-backed debt — earning a reputation for consistency and disciplined growth. Since 2019, over €230 million has been invested across a portfolio backed by €539 million in real estate collateral, including land, residential, and commercial properties. To date, the firm has returned more than €53 million to its capital providers, underscoring both stability and performance.
Through its LynxCap Token, the company brings this expertise into the digital era, offering investors exposure to real, regulated, and asset-backed opportunities that are now more transparent and efficient than ever. The firm’s decision to tokenize its Luxembourg Stock Exchange–listed bonds reflects a commitment to innovation without compromise — maintaining the same standards of security, regulation, and audit oversight that define its traditional operations. In doing so, LynxCap transforms complex institutional frameworks — from legal structures and cash flows to advanced statistical models — into streamlined, transparent, and accessible investment opportunities.
“Tokenization is not about replacing what works,” says Konstantin Kraiss, Managing Director at LynxCap Investments. “It’s about enhancing it — bringing the same reliability of Swiss finance into a digital framework where access, liquidity, and simplicity coexist.”
November 10 at the Yacht Club de Monaco
On November 10, 2025, the Yacht Club de Monaco will host “From Systems to Ecosystems,” an exclusive gathering co-hosted by YouHodler, LynxCap Investments, and Hello Monaco Magazine.
The event will convene a select group of decision-makers, entrepreneurs, investors, and thought leaders to explore how finance is evolving beyond traditional boundaries. Designed as an intimate exchange of ideas rather than a conventional conference, it offers participants the opportunity to engage in direct dialogue about the forces transforming global finance — from cross-border payments to real-world asset tokenization.
The morning program will feature thought-provoking keynotes from leading figures in the financial innovation space:
- Ilya Volkov, Co-Founder & CEO of YouHodler — Cross-Border Payments in the Digital Age
- Leandro Lepori, VP of Strategy at YouHodler — The Emergence of Crypto-Friendly Banking
- Peter Kadish and Konstantin Kraiss, Managing Directors at LynxCap Investments — Tokenization of Real-World Assets & Real Estate
Each presentation will offer a different perspective on how the foundations of global finance are being reimagined — from the infrastructure of payments to the structure of investment itself.
With limited attendance and a carefully curated guest list, From Systems to Ecosystems will unfold in an atmosphere of sophistication. The Yacht Club’s refined surroundings will provide the perfect setting for meaningful conversations, private introductions, and genuine collaboration. Following the business session, an elegant lunch, followed by a relaxed networking reception, will allow discussions to continue in the spirit of Monaco’s understated elegance and cosmopolitan charm.
Small in size but rich in substance, the gathering brings together established institutions and new innovators to exchange ideas about the future of finance, all against the sophisticated backdrop of Monaco
Discover tomorrow’s finance today — in Monaco.
